65 Nassau Street
65 Nassau Street, New York, NY 10038
Financial District
BBL 1000657501 · BIN 1001106
- Year built
- 1898
- Type
- Cooperative
- Units
- 27
- Floors
- 10
- Landmark
- No
- Amenities
- Elevators (recently replaced), central and multi-floor laundry, live-in superintendent, video-intercom entry, common storage; select units with private outdoor space. No doorman, no gym
Every recorded sale at this building, 2003–2025
Price-per-square-foot over time, the line- and floor-premium curves, and every recorded sale.
- Median $/sf
- $794
- Listing discount
- 2.5%
- Recorded sales
- 40
- On record
- 2003–2025
65 Nassau Street is one of the Financial District's early loft conversions and one of its most boutique ownership buildings. A turn-of-the-century corner loft structure with a restored terra-cotta facade, it was converted to a residential cooperative in 1980 — well ahead of the wave of FiDi office-to-residential conversions that came decades later — and today holds just 27 to 28 loft homes across 10 or 11 floors. In a corridor increasingly defined by large rental conversions and amenity condominiums, a small pre-war loft co-op is a structurally scarce product: full loft-scale space, high ceilings, and oversized windows at a boutique unit count.
The building's ownership structure is worth understanding at the outset. The residences above the ground floor are a cooperative — the recorded owning entity is 65 Nassau Owners Corp, and apartments trade as co-op shares. The ground-floor retail is held separately as a commercial condominium, which is why the address carries a condominium-category tax lot in city records. For a buyer, the practical point is simple: you are buying co-op shares in a small pre-war loft building, not a condominium apartment.
For buyers, the thesis is scarce boutique loft ownership at accessible pricing: turn-of-the-century loft space, an early-conversion co-op, and a location on top of one of Lower Manhattan's major transit hubs.
Architecture and unit composition
The building rises 10 to 11 stories as a corner loft structure with a restored terra-cotta facade — turn-of-the-20th-century commercial architecture carried into residential use. The 27 or so loft homes run from studios and one-bedrooms of roughly 600 to 720 square feet up through two-bedrooms in the 850-to-1,325-square-foot range, including a top-floor penthouse. The corner "A/B" lines are the light-filled, view-facing lofts. Interiors carry the loft signatures — high ceilings, oversized windows, hardwood floors — with open city and skyline outlooks from the upper floors. This is genuine loft-scale space at a boutique unit count; the appeal is volume and light in a small building.
Building operations
This is boutique co-op ownership: recently replaced elevators, a live-in superintendent, central and multi-floor laundry, video-intercom entry, and common storage, with a new entry canopy among recent building upgrades. There is no doorman and no gym. With fewer than 30 residential owners, the common charges spread across a narrow base, and governance is intimate. As with any cooperative, the board package, house rules, and building financials should be reviewed carefully; we obtain current documents from the managing agent for clients at offer stage.
Local Law 97
- 2024–2029 annual penalty
- $0 (under cap)
- 2030–2034 annual penalty
- $15,631/yr
- Per unit / month range
- $0 – $47
Facade safety — Local Law 11
The latest available filing classified the facade as SWARMP — Safe With A Repair and Maintenance Program: the engineer identified conditions requiring monitoring or repair before the next inspection cycle. The scope, timeline, and how the building funds the work are building-specific — we review the filings and board materials for you.
QEWI = Qualified Exterior Wall Inspector — the licensed engineer the city requires to sign the report (the independent expert, not the managing agent). Source: NYC DOB facade filings (FISP) · The Roebling Research Library.
See the full facade history →Management & transfer contacts
- Flip tax
- 1% of gross sales price
- Sublet policy
- Allowed with board approval; sublet fee 25% of maintenance monthly
- Notable fees
- Co-op. Max financing 80%. App processing $650 + board $150; credit $150/applicant; move-in/out deposits $500 + fees $100; refinance $350. Pets under 30 lbs
Recent sales
Recent transfers at this building, curated by The Roebling Team research desk. Apartment-level facts are independently verified before publishing; sale prices reflect the recorded transfer amount at the NYC Department of Finance.
| Date | Unit | Apartment | Price | PPSF | vs. Ask |
|---|---|---|---|---|---|
| Jan 15, 2025 | 3C | 2 BR · 1 BA | $750,000 | +0.0% | |
| Jan 22, 2024 | 8B | 2 BR · 1.5 BA | $825,000 | -2.9% | |
| Jul 28, 2023 | 10B | 2 BR · 2 BA | $869,000 | +0.0% | |
| Oct 30, 2022 | 8A | 1 BR · 1 BA | $515,000 | -5.5% | |
| Jan 12, 2022 | 4C | 2 BR · 1 BA | $765,000 | -1.3% | |
| Oct 7, 2021 | 6C | 1 BR · 1 BA | $492,000 | -14.4% | |
| Jun 23, 2021 | 2C | 1 BA · 720 sf | $500,000 | $694/sf | -13.0% |
| Apr 17, 2020 | 9C | 2 BR · 1 BA | $720,000 | -24.1% |
Market read. $/sf is measured on the latest sales with reliable square footage (2021): a median $794/sf across 1 sale. The building has traded as recently as 2025. Median listing discount 2.5% from the last ask — a recurring negotiation gap worth pricing into any offer or listing strategy.
The retrade record
Lines that have traded more than once in the public record — the building’s appreciation arc, apartment by apartment.
Full closing history with price-per-square-foot over time, the complete retrade record, and every line that has traded.
Sales sourced from NYC Department of Finance recorded transfers (BBL 1-00065-7501) and verified listing data. Apartment-level facts (line, condition, asking-price context) curated and cross-verified by The Roebling Team research desk. Not all transactions cross-verify with ACRIS records — sponsor and LLC purchases sometimes record at stipulated values rather than market price; square footage on co-ops is not officially recorded, figures shown are approximate.
What to know if you’re buying
Understand the ownership structure. The residences are a cooperative (65 Nassau Owners Corp); the ground-floor retail is a separate commercial condominium. You are buying co-op shares — confirm the co-op's financials, house rules, and the relationship to the retail condo during diligence.
Loft scale is the product. High ceilings, oversized windows, and open space in a boutique building — price the loft volume and light against the corridor's newer, smaller-windowed conversions.
Few units means a narrow base. With under 30 owners, review the budget, reserve posture, and any assessment history closely — small buildings carry low fixed costs but limited room to absorb a capital surprise.
Verify the policy stack. Pet, sublet, and financing specifics are thinly documented publicly. We verify against the offering documents and managing agent during diligence.
The transit hub is the location story. The building sits on top of the Fulton Transit Center — a genuine convenience, and a diligence point on ground-floor retail activity. Walk the block at different hours.
What to know if you’re selling
Market the scarcity and the volume. A boutique pre-war loft co-op is rare in a corridor of large conversions; lead with the loft scale, the terra-cotta character, and the early-conversion pedigree.
Explain the ownership structure cleanly. Buyers and their attorneys will want the co-op/retail-condo distinction laid out clearly — get ahead of it in the marketing and the board package.
Use adjacent-building comps. With fewer than 30 units, the building's own history is thin; FiDi loft and conversion trades are the right comparison set, adjusted for the loft layout premium.
Comparable buildings
If you're considering 65 Nassau Street, also evaluate the loft-conversion and boutique ownership stock across the Financial District — pre-war and turn-of-the-century conversions offering loft-scale space near Lower Manhattan's transit core, benchmarked against the corridor's larger amenity conversions. We maintain the current comparable set in The Roebling Research Library.
The neighborhood
For the full corridor — architecture, schools, transit, and pricing across Financial District — read The Roebling Team Guide to Financial District.
The full playbook — what goes in the package, how boards read your financials, the interview, and the timeline — plus sample cover, reference, and personal letters you can adapt.
Considering a move at 65 Nassau Street?
Request a private building brief with the relevant comparable sales, current and off-market availability, and an apartment-specific view of value.
Own an apartment here? See what it would sell for.
A Private Pricing Opinion — what your apartment at 65 Nassau Street would likely sell for today, what it costs to sell, and what you’d walk away with — reviewed personally against condition, exposures, renovation quality, and the competition actually on the market.