Manhattan real estate, with the local math.

Mansion tax, mortgage recording tax, title insurance, attorney, building fees — the full NYC closing stack for a purchase.

Transfer taxes, broker commission, flip tax, attorney fees, and net proceeds at closing.

The 1%–3.9% cliff at $1M, $2M, $3M, $5M+. Full bracket table with cliff warnings and the savings on negotiating below each threshold.

Manhattan-specific math: mansion tax, mortgage recording tax, co-op flip tax, transfer taxes at sale, capital gains, SALT cap. Break-even year for your scenario.

Run your financials against real Manhattan co-op board thresholds: DTI ratios, post-closing liquidity, down payment minimums. See which tier of co-op you'd qualify for.

A preliminary analysis of how a Manhattan co-op board is likely to underwrite your application — DTI, post-close liquidity, financing %, bonus structure, ownership form. Returns a categorical risk profile plus the specific factors most likely to draw board scrutiny.

Drop in the building's reserves, commercial income, underlying mortgage, maintenance trend, occupancy, and assessment history — get an institutional read on whether the building is on solid footing or showing stress signals. The diligence layer most buyers skip.

Fill out the REBNY financial statement in your browser. Download a populated, board-ready .xlsx and see in real time the maximum Manhattan apartment price your profile supports under standard co-op underwriting (DTI, post-close liquidity, financing %). All financial data stays on your device — never transmitted.

What does this apartment actually cost per month? Models mortgage + maintenance + taxes + assessments + opportunity cost on deployed cash + amortized closing & resale friction. Three honest monthly figures, 5-year projection, and stress-test scenarios.

Type any NYC building address. Get reported emissions vs. the 2024–2029 and 2030–2034 caps, estimated annual penalty exposure, per-unit monthly impact, and three plausible ownership scenarios. Built on public NYC Open Data.

Side-by-side economic comparison of a Manhattan apartment vs a high-end suburban house — Greenwich, Scarsdale, Bronxville, Rye, Westport, Short Hills, Montclair, Sands Point. Carrying costs, property taxes, private school, commute, renovation, and 10-year net housing position.

Refresh, full renovation, or gut — model the all-in cost and timeline for renovating a Manhattan apartment. Soft costs, co-op overhead, and contingency built in.

The NYC annual surcharge on non-primary residences — 0.8%–6.5% depending on property type, with 5-year cumulative exposure modeled.

Estimate the full tax stack on a Manhattan apartment sale: federal LTCG (0%/15%/20%), the 3.8% NIIT, NY State and NYC income tax. Models cost basis, capital improvements, and the Section 121 primary-residence exclusion.