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Calculator · In effect since July 1, 2026

NYC Pied-à-Terre Tax Calculator

New York’s pied-à-terre surcharge is now in effect — a New York State tax (Tax Law Article 30-C) administered by the NYC Department of Finance, with a 5-year sunset. Below the threshold there is no surcharge; at or above it, the bracket rate applies to the property’s full value.

Rates run 0.80%–1.30% on 1-3 family homes above $5M, and 4.00%–6.50% in tax years 2026-2027 and 2027-2028 for condos and co-ops above $1M in DOF market value (DOF’s income-approach value runs well below sale price). From tax year 2028-2029, DOF moves all property types to a comparable-sales valuation and condos and co-ops adopt the $5M threshold. This calculator runs the math for a specific apartment across the full program.

Last updated July 22, 2026, checked against the enacted New York State statute. Trophy buildings (220 CPS, 432 Park, One57, etc.) carry materially lower DOF value ratios than the standard 20% estimate — enter your actual DOF Notice of Property Value in the DOF market value field to model it exactly.

Purchase price
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+ How the threshold works
The surcharge threshold is $5M for 1-3 family homes, and a DOF market value of $1M for condos and co-ops in the initial phase (roughly $5M sale price, since DOF’s income-approach market value runs well below sale price). Below the threshold the surcharge is $0; at or above it, the bracket rate applies to the property’s full value. For condos and co-ops you can leave this blank and enter your DOF market value directly below — that’s the exact base DOF uses for the 2026-2027 + 2027-2028 surcharge. A price is only needed to project the 2028-2029+ phase.
Property type
Exempt scenarios (any one returns $0)
DOF market value (required)
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+ How to find your DOF market value
This is the exact base for the 2026-2027 + 2027-2028 surcharge, so it is required for condos and co-ops. It cannot be estimated from the sale price: DOF values Class 2 property on an income approach, and the DOF-to-sale ratio is building-specific — anywhere from roughly 5% (trophy towers) to 26% — so any price-based guess would be wrong, often badly.

Look it up at the NYC Department of Finance property portal: search by BBL (borough, block, lot) and use the “Estimated Market Value” total — NOT the “assessed value,” which is about 45% of market value. From 2028-2029, DOF revalues condos and co-ops on a sales-comparable basis, so this value drives the initial phase only.
+ What this calculator does not model
  • The exact tax-year 2028-2029 revaluation methodology — DOF must publish a sales-based approach for condos and co-ops. We use sale price as the proxy; refine when final DOF guidance lands.
  • LLC and trust ownership look-through rules. The reported framework applies at the property level; whether beneficial owners count toward the primary-residence test is still in regulation.
  • Interactions with federal, NY State, or NYC income tax.

Buying or selling a Manhattan second home?

The pied-à-terre surcharge is one moving piece in a broader policy environment that’s actively reshaping the non-resident Manhattan market. A 30-minute consultation gets you the read on what it means for the specific apartment you’re considering — and on the policy trajectory.

Get a private assessment →