REBNY Financial Statement Builder.
Every Manhattan co-op board package — and most condo board packages — require the standard REBNY financial statement. Fill it out here, see in real time the maximum apartment price your profile supports under typical co-op underwriting, and download a populated, board-ready .xlsx when you’re done.
About you
Basic identification — the top of the REBNY. Co-applicant section appears if you toggle it on.
Apartment of interest (optional)
If you have a specific target apartment, the REBNY can reflect that purchase price. Leave blank if you're still shopping.
Annual income
All sources of income, before tax. REBNY captures these as monthly figures; we convert for you.
Assets
Everything you own — cash, brokerage, retirement, equity in other real estate, business interests, valuable personal property.
Liabilities
Outstanding balances on debts. Enter the current balance owed — not the monthly payment.
Monthly expenses
Current monthly carrying costs. This anchors the underwriter's view of your sustainable monthly burden.
Standard co-op underwriting at this price level isn't supported by the current profile. Options include lower-priced inventory, increased down payment, addressing debt service, or focusing on condo / new development inventory where the board approval process is procedural rather than substantive.
- Co-op Board Qualification Analysis — how a specific board will read your profile →
- Co-op Affordability Calculator — quick affordability framework against board tiers →
- Is This Co-op Financially Healthy? — building-side diligence on a specific co-op →
- Manhattan Co-op Buying Guide — the full process from offer to closing →