305 West 104th Street

Sugarman & Berger designed 305 West 104th Street in a restrained Colonial Revival idiom — a brick body trimmed in limestone and terra cotta, with the dignified street presence typical of the firm and of the Riverside Drive–West End Historic District in which it sits. The building has been carefully maintained over the decades while preserving the character that makes pre-war West Side apartments so durable.

Inside, the four-per-floor plan yields homes with the gracious bones of the period: well-proportioned rooms, generous light from the mid-block exposures, hardwood floors, and the quiet that comes with masonry construction. Layouts run from intimate to classic family configurations, and the building's scale keeps the community close-knit. In-unit washer/dryers are permitted with board approval, a meaningful convenience in a building of this era.

305 West 104th Street operates as a well-run boutique cooperative. There is a live-in superintendent and a practical set of shared amenities — a furnished, planted resident garden, a central laundry room, bike storage, and private storage. As a non-doorman building, it carries lower monthly costs than the full-service houses on Riverside Drive while still offering attentive on-site management.

The board's policies are accommodating by co-op standards. The building is pet-friendly. Financing is permitted up to 80% — notably generous for a pre-war cooperative and a real advantage for buyers. In-unit washer/dryers are allowed with board approval. The flip tax is the lower of 10% of gross profit or 7% of the sale price, a structure to model carefully when estimating net proceeds. The combination of high allowable financing and a pet policy makes the building approachable for a wide range of buyers.

As a 40-unit cooperative, 305 West 104th Street generates a modest, steady cadence of closings rather than constant turnover. Apartments here tend to be pre-war layouts priced within the Upper West Side cooperative range, with values shaped by floor, light, condition, and the building's value-oriented, non-doorman cost profile. The generous financing allowance broadens the buyer pool and supports liquidity. For the current recorded transfer history tied to this address, see the building's sales page.

The headline for buyers is access: up to 80% financing is unusually buyer-friendly for a pre-war co-op, lowering the cash barrier relative to most of the neighborhood. The building is pet-friendly and permits washer/dryers with approval. The most important number to model is the flip tax, structured as the lower of 10% of gross profit or 7% of sale price — most relevant to your eventual resale, but worth understanding up front. Expect a standard co-op board package and the lower monthlies that come with a well-run non-doorman building.

The selling case is value plus location: a Sugarman & Berger Colonial Revival on a prime Riverside-adjacent block, a furnished resident garden, generous 80% financing, and a pet-friendly policy — all of which widen the buyer pool. Because the building is boutique and non-doorman, pricing leans on the broader Upper West Side pre-war cooperative set and on the specific apartment's floor, light, and condition. We position each listing against that comparable tier and prepare sellers to address the flip-tax structure clearly with buyers.

If you're considering 305 West 104th Street, also evaluate these nearby Upper West Side cooperatives:

• 300 West 108th Street — pre-war cooperative a few blocks north
• 311 West 106th Street — Riverside-adjacent co-op nearby
• 305 West 98th Street — pre-war West Side cooperative to the south
• 300 West 109th Street — boutique pre-war co-op peer
• 310 West 99th Street — Upper West Side cooperative nearby