Westchester Seller Closing Cost Calculator

The 0.4% New York State transfer tax, commission, attorney and recording, by town. None of the towns profiled here levies its own transfer tax.

Westchester seller

Your sale

Sale price

Mortgage payoff

Outstanding mortgage balance to pay off at closing. Leave at 0 if owned free and clear.

Broker commission5%

Negotiable. 6% is the typical full-service listing; HNW often closes 4.5-5.5%.

Property type

Town

On a $2.00M sale in Scarsdale (Westchester County), seller closing costs run approximately $111,000 (5.55% of price). The seller pays the 0.4% NY State transfer tax; outside NYC there is no 1.425% city transfer tax and no 0.25% state surcharge at $3M+.

Total closing costs

$111,000

% of price

5.55%

Statutory taxes

$8,000

NY State transfer tax(0.40%)

$2 per $500 of price (0.4%), seller-paid. The 0.25% additional tax at $3M+ applies only to NYC property. No local transfer tax applies in this town.

Source: NY Tax Law §1402

$8,000

Broker + service fees

$103,000

Broker commission(5.00%)

Estimated at 5%.

Source: Market typical (negotiable)

$100,000

Attorney feesestimate

Range $2,000-$4,500.

Source: Market typical

$3,000

Mortgage satisfaction recordingestimate

Source: Westchester County Clerk schedule

varies

Note: Taxes follow the parcel's actual municipality, not its mailing address. Some Bronxville, Scarsdale and Larchmont ZIP codes include parcels in Yonkers or New Rochelle; Yonkers adds its own transfer tax and a 1.80% mortgage tax.

The full breakdown

See every line item.

Planning a Westchester sale?

The figures above are statutory taxes and estimated fees. Send the town and your price range to discuss the transaction and, where it connects to an NYC sale or purchase, how the two sides fit together.

Corey Cohen

Licensed Associate Real Estate Broker · The Roebling Team at Compass

Schedule a consultation →

646.939.7375·c.cohen@compass.com

A note on representation

The Roebling Team at Compass is led by Corey Cohen, a New York licensed associate real estate broker. For Westchester we bring along a vetted Compass agent who specializes in the area. This page and its calculators are research, not an offer of representation.