Greenwich Buyer Closing Cost Calculator
CT buyer closing costs are unusually light on statutory items — no mortgage recording tax, no buyer-side conveyance tax, no mansion tax. The buyer’s real exposure is title insurance (promulgated, buyer-paid by custom) and the buyer’s attorney (CT requires attorney representation). Adjust price, down payment, and town for the full breakdown.
Your purchase
On a $3.50M 70%-financed purchase in Greenwich, buyer closing costs run approximately $36,550 (1.04% of purchase price). The CT buyer side is light on statutory taxes — there's no mortgage recording tax, no mansion tax, and no buyer-side conveyance tax. Title insurance and the buyer's attorney are the dominant lines.
Statutory + recording fees
$200CT recording: $60 first page + $5 each additional page. Deed runs ~$60-100.
Source: Greenwich Town Clerk schedule
Per-page recording fees on the mortgage instrument. CT has no mortgage recording tax (unlike NY).
Source: Greenwich Town Clerk schedule
Title insurance
$18,200Estimated at ~0.45% of price. Buyer-paid by CT custom; rate is set by CIB.
Source: CT promulgated rate (CIB schedule)
Simultaneous-issue lender's policy alongside the owner's policy.
Source: CT promulgated rate (simultaneous-issue)
Attorney + service fees
$18,150CT requires attorney representation at closing. Range $1,500-$3,500 for HNW transactions.
Source: Market typical (Greenwich / Gold Coast HNW)
Often required by lenders. Range $600-$2,000 depending on parcel size and complexity.
Source: Market typical
Greenwich property taxes prorate at closing per the town's fiscal calendar (July 1 – June 30 in most CT towns).
Source: Varies by closing date
Range $500-$1,500. Specialty inspections (radon, septic, well, oil tank, mold) often add.
Source: Market typical
Estimated at 0.5% of loan. Range 0-1.5% on HNW jumbo loans.
Source: Market typical
Greenwich estate-tier parcels may run $1,500-$2,500.
Source: Market typical
Source: Market typical
Closing math is the floor — the structuring conversation is the value.
On Greenwich / Gold Coast purchases the meaningful planning conversation usually isn’t closing costs — it’s the tax-residency question, days-in tracking, the carrying cost comparison versus the equivalent Manhattan purchase, and entity structuring. A 30-minute consultation gets you the framework.
The Roebling Team at Compass executes transactions directly in Manhattan. For Greenwich buyers and sellers, we collaborate with Compass agents in Greenwich via referral — clients work with the best on-the-ground representation while keeping the analytical framework consistent across markets. This calculator is an informational research tool, not solicitation of representation.
For trans-market clients (Manhattan + Greenwich portfolios) or to discuss your specific transaction, schedule a consultation. Where appropriate, we’ll introduce you to a vetted Compass agent in the local market.